Homeowner Insurance Costs in Bannock County, ID

How much does homeowner insurance cost in Bannock County? Here's what to expect.

Est. Annual Premium

$1,284

Monthly Cost

$107

Median Home Value

$233,500

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$233,500
Personal Property (C)$116,750
Liability (E)$300,000
Deductible$2,335

Cost Context

Homeownership Rate68.2%
Median Income$60,998
Property Tax Rate0.8%
Population87,434

About Insurance in Bannock County

Homeowner insurance in Bannock County, Idaho costs an estimated $1,284 per year for a median-value home of $233,500. This represents approximately 2.1% of the median household income of $60,998.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.