Homeowner Insurance Costs in Canyon County, ID
How much does homeowner insurance cost in Canyon County? Here's what to expect.
Est. Annual Premium
$1,684
Monthly Cost
$140
Median Home Value
$306,200
% of Income
2.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$306,200
Personal Property (C)$153,100
Liability (E)$300,000
Deductible$3,062
Cost Context
Homeownership Rate74.8%
Median Income$68,473
Property Tax Rate0.6%
Population235,006
About Insurance in Canyon County
Homeowner insurance in Canyon County, Idaho costs an estimated $1,684 per year for a median-value home of $306,200. This represents approximately 2.5% of the median household income of $68,473.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis