Homeowner Insurance Costs in Calcasieu Parish, LA

How much does homeowner insurance cost in Calcasieu Parish? Here's what to expect.

Est. Annual Premium

$1,083

Monthly Cost

$90

Median Home Value

$196,900

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$196,900
Personal Property (C)$98,450
Liability (E)$300,000
Deductible$1,969

Cost Context

Homeownership Rate70.8%
Median Income$64,370
Property Tax Rate0.4%
Population210,770

About Insurance in Calcasieu Parish

Homeowner insurance in Calcasieu Parish, Louisiana costs an estimated $1,083 per year for a median-value home of $196,900. This represents approximately 1.7% of the median household income of $64,370.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.