Homeowner Insurance Costs in Livingston Parish, LA

How much does homeowner insurance cost in Livingston Parish? Here's what to expect.

Est. Annual Premium

$1,156

Monthly Cost

$96

Median Home Value

$210,100

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$210,100
Personal Property (C)$105,050
Liability (E)$300,000
Deductible$2,101

Cost Context

Homeownership Rate82.3%
Median Income$77,978
Property Tax Rate0.5%
Population143,425

About Insurance in Livingston Parish

Homeowner insurance in Livingston Parish, Louisiana costs an estimated $1,156 per year for a median-value home of $210,100. This represents approximately 1.5% of the median household income of $77,978.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.