Homeowner Insurance Costs in Lafayette Parish, LA
How much does homeowner insurance cost in Lafayette Parish? Here's what to expect.
Est. Annual Premium
$1,223
Monthly Cost
$102
Median Home Value
$222,400
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Cost Context
About Insurance in Lafayette Parish
Homeowner insurance in Lafayette Parish, Louisiana costs an estimated $1,223 per year for a median-value home of $222,400. This represents approximately 1.8% of the median household income of $66,617.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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