Homeowner Insurance Costs in Caldwell Parish, LA

How much does homeowner insurance cost in Caldwell Parish? Here's what to expect.

Est. Annual Premium

$569

Monthly Cost

$47

Median Home Value

$103,500

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$103,500
Personal Property (C)$51,750
Liability (E)$300,000
Deductible$1,035

Cost Context

Homeownership Rate69.6%
Median Income$45,707
Property Tax Rate0.4%
Population9,658

About Insurance in Caldwell Parish

Homeowner insurance in Caldwell Parish, Louisiana costs an estimated $569 per year for a median-value home of $103,500. This represents approximately 1.2% of the median household income of $45,707.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.