Homeowner Insurance Costs in De Soto Parish, LA

How much does homeowner insurance cost in De Soto Parish? Here's what to expect.

Est. Annual Premium

$793

Monthly Cost

$66

Median Home Value

$144,100

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$144,100
Personal Property (C)$72,050
Liability (E)$300,000
Deductible$1,441

Cost Context

Homeownership Rate74.9%
Median Income$49,807
Property Tax Rate0.3%
Population26,821

About Insurance in De Soto Parish

Homeowner insurance in De Soto Parish, Louisiana costs an estimated $793 per year for a median-value home of $144,100. This represents approximately 1.6% of the median household income of $49,807.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.