Homeowner Insurance Costs in Lafourche Parish, LA

How much does homeowner insurance cost in Lafourche Parish? Here's what to expect.

Est. Annual Premium

$975

Monthly Cost

$81

Median Home Value

$177,200

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$177,200
Personal Property (C)$88,600
Liability (E)$300,000
Deductible$1,772

Cost Context

Homeownership Rate78.3%
Median Income$61,381
Property Tax Rate0.5%
Population97,220

About Insurance in Lafourche Parish

Homeowner insurance in Lafourche Parish, Louisiana costs an estimated $975 per year for a median-value home of $177,200. This represents approximately 1.6% of the median household income of $61,381.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.