Homeowner Insurance Costs in Morehouse Parish, LA

How much does homeowner insurance cost in Morehouse Parish? Here's what to expect.

Est. Annual Premium

$574

Monthly Cost

$48

Median Home Value

$104,300

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$104,300
Personal Property (C)$52,150
Liability (E)$300,000
Deductible$1,043

Cost Context

Homeownership Rate66.7%
Median Income$37,875
Property Tax Rate0.4%
Population25,438

About Insurance in Morehouse Parish

Homeowner insurance in Morehouse Parish, Louisiana costs an estimated $574 per year for a median-value home of $104,300. This represents approximately 1.5% of the median household income of $37,875.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.