Homeowner Insurance Costs in Richland Parish, LA

How much does homeowner insurance cost in Richland Parish? Here's what to expect.

Est. Annual Premium

$670

Monthly Cost

$56

Median Home Value

$121,800

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$121,800
Personal Property (C)$60,900
Liability (E)$300,000
Deductible$1,218

Cost Context

Homeownership Rate63.8%
Median Income$48,125
Property Tax Rate0.3%
Population20,028

About Insurance in Richland Parish

Homeowner insurance in Richland Parish, Louisiana costs an estimated $670 per year for a median-value home of $121,800. This represents approximately 1.4% of the median household income of $48,125.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.