Homeowner Insurance Costs in St. Charles Parish, LA

How much does homeowner insurance cost in St. Charles Parish? Here's what to expect.

Est. Annual Premium

$1,367

Monthly Cost

$114

Median Home Value

$248,600

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$248,600
Personal Property (C)$124,300
Liability (E)$300,000
Deductible$2,486

Cost Context

Homeownership Rate82.6%
Median Income$79,191
Property Tax Rate0.6%
Population52,191

About Insurance in St. Charles Parish

Homeowner insurance in St. Charles Parish, Louisiana costs an estimated $1,367 per year for a median-value home of $248,600. This represents approximately 1.7% of the median household income of $79,191.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.