Homeowner Insurance Costs in St. Helena Parish, LA

How much does homeowner insurance cost in St. Helena Parish? Here's what to expect.

Est. Annual Premium

$576

Monthly Cost

$48

Median Home Value

$104,700

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$104,700
Personal Property (C)$52,350
Liability (E)$300,000
Deductible$1,047

Cost Context

Homeownership Rate76.5%
Median Income$46,402
Property Tax Rate0.4%
Population10,872

About Insurance in St. Helena Parish

Homeowner insurance in St. Helena Parish, Louisiana costs an estimated $576 per year for a median-value home of $104,700. This represents approximately 1.2% of the median household income of $46,402.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.