Homeowner Insurance Costs in St. Landry Parish, LA

How much does homeowner insurance cost in St. Landry Parish? Here's what to expect.

Est. Annual Premium

$816

Monthly Cost

$68

Median Home Value

$148,400

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$148,400
Personal Property (C)$74,200
Liability (E)$300,000
Deductible$1,484

Cost Context

Homeownership Rate68.6%
Median Income$44,478
Property Tax Rate0.3%
Population82,574

About Insurance in St. Landry Parish

Homeowner insurance in St. Landry Parish, Louisiana costs an estimated $816 per year for a median-value home of $148,400. This represents approximately 1.8% of the median household income of $44,478.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.