Homeowner Insurance Costs in St. Martin Parish, LA

How much does homeowner insurance cost in St. Martin Parish? Here's what to expect.

Est. Annual Premium

$769

Monthly Cost

$64

Median Home Value

$139,900

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$139,900
Personal Property (C)$69,950
Liability (E)$300,000
Deductible$1,399

Cost Context

Homeownership Rate78.2%
Median Income$50,806
Property Tax Rate0.4%
Population51,856

About Insurance in St. Martin Parish

Homeowner insurance in St. Martin Parish, Louisiana costs an estimated $769 per year for a median-value home of $139,900. This represents approximately 1.5% of the median household income of $50,806.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Louisiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.