Homeowner Insurance Costs in Vernon Parish, LA
How much does homeowner insurance cost in Vernon Parish? Here's what to expect.
Est. Annual Premium
$780
Monthly Cost
$65
Median Home Value
$141,900
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$141,900
Personal Property (C)$70,950
Liability (E)$300,000
Deductible$1,419
Cost Context
Homeownership Rate55.3%
Median Income$56,547
Property Tax Rate0.6%
Population48,452
About Insurance in Vernon Parish
Homeowner insurance in Vernon Parish, Louisiana costs an estimated $780 per year for a median-value home of $141,900. This represents approximately 1.4% of the median household income of $56,547.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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