Homeowner Insurance Costs in Dukes County, MA

How much does homeowner insurance cost in Dukes County? Here's what to expect.

Est. Annual Premium

$5,490

Monthly Cost

$458

Median Home Value

$998,100

% of Income

5.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$998,100
Personal Property (C)$499,050
Liability (E)$300,000
Deductible$9,981

Cost Context

Homeownership Rate76.6%
Median Income$93,225
Property Tax Rate0.5%
Population20,543

About Insurance in Dukes County

Homeowner insurance in Dukes County, Massachusetts costs an estimated $5,490 per year for a median-value home of $998,100. This represents approximately 5.9% of the median household income of $93,225.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Massachusetts

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.