Homeowner Insurance Costs in Nantucket County, MA

How much does homeowner insurance cost in Nantucket County? Here's what to expect.

Est. Annual Premium

$6,961

Monthly Cost

$580

Median Home Value

$1,265,600

% of Income

5.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$1,265,600
Personal Property (C)$632,800
Liability (E)$300,000
Deductible$12,656

Cost Context

Homeownership Rate71.1%
Median Income$135,590
Property Tax Rate0.3%
Population14,065

About Insurance in Nantucket County

Homeowner insurance in Nantucket County, Massachusetts costs an estimated $6,961 per year for a median-value home of $1,265,600. This represents approximately 5.1% of the median household income of $135,590.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Massachusetts

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.