Homeowner Insurance Costs in Alger County, MI
How much does homeowner insurance cost in Alger County? Here's what to expect.
Est. Annual Premium
$861
Monthly Cost
$72
Median Home Value
$156,500
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$156,500
Personal Property (C)$78,250
Liability (E)$300,000
Deductible$1,565
Cost Context
Homeownership Rate81.9%
Median Income$55,528
Property Tax Rate1.0%
Population8,866
About Insurance in Alger County
Homeowner insurance in Alger County, Michigan costs an estimated $861 per year for a median-value home of $156,500. This represents approximately 1.6% of the median household income of $55,528.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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