Homeowner Insurance Costs in Alpena County, MI
How much does homeowner insurance cost in Alpena County? Here's what to expect.
Est. Annual Premium
$704
Monthly Cost
$59
Median Home Value
$128,000
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$128,000
Personal Property (C)$64,000
Liability (E)$300,000
Deductible$1,280
Cost Context
Homeownership Rate79.1%
Median Income$49,133
Property Tax Rate1.1%
Population28,911
About Insurance in Alpena County
Homeowner insurance in Alpena County, Michigan costs an estimated $704 per year for a median-value home of $128,000. This represents approximately 1.4% of the median household income of $49,133.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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