Homeowner Insurance Costs in Clinton County, MI

How much does homeowner insurance cost in Clinton County? Here's what to expect.

Est. Annual Premium

$1,243

Monthly Cost

$104

Median Home Value

$226,000

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$226,000
Personal Property (C)$113,000
Liability (E)$300,000
Deductible$2,260

Cost Context

Homeownership Rate82.0%
Median Income$82,594
Property Tax Rate1.3%
Population79,249

About Insurance in Clinton County

Homeowner insurance in Clinton County, Michigan costs an estimated $1,243 per year for a median-value home of $226,000. This represents approximately 1.5% of the median household income of $82,594.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Michigan

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.