Homeowner Insurance Costs in Delta County, MI
How much does homeowner insurance cost in Delta County? Here's what to expect.
Est. Annual Premium
$766
Monthly Cost
$64
Median Home Value
$139,200
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$139,200
Personal Property (C)$69,600
Liability (E)$300,000
Deductible$1,392
Cost Context
Homeownership Rate78.4%
Median Income$53,852
Property Tax Rate1.2%
Population36,839
About Insurance in Delta County
Homeowner insurance in Delta County, Michigan costs an estimated $766 per year for a median-value home of $139,200. This represents approximately 1.4% of the median household income of $53,852.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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