Homeowner Insurance Costs in Iron County, MI
How much does homeowner insurance cost in Iron County? Here's what to expect.
Est. Annual Premium
$527
Monthly Cost
$44
Median Home Value
$95,800
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$95,800
Personal Property (C)$47,900
Liability (E)$300,000
Deductible$958
Cost Context
Homeownership Rate84.1%
Median Income$52,241
Property Tax Rate1.5%
Population11,585
About Insurance in Iron County
Homeowner insurance in Iron County, Michigan costs an estimated $527 per year for a median-value home of $95,800. This represents approximately 1% of the median household income of $52,241.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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