Homeowner Insurance Costs in Isabella County, MI

How much does homeowner insurance cost in Isabella County? Here's what to expect.

Est. Annual Premium

$877

Monthly Cost

$73

Median Home Value

$159,500

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$159,500
Personal Property (C)$79,750
Liability (E)$300,000
Deductible$1,595

Cost Context

Homeownership Rate61.7%
Median Income$52,638
Property Tax Rate1.3%
Population64,938

About Insurance in Isabella County

Homeowner insurance in Isabella County, Michigan costs an estimated $877 per year for a median-value home of $159,500. This represents approximately 1.7% of the median household income of $52,638.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Michigan

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.