Homeowner Insurance Costs in Leelanau County, MI

How much does homeowner insurance cost in Leelanau County? Here's what to expect.

Est. Annual Premium

$2,042

Monthly Cost

$170

Median Home Value

$371,200

% of Income

2.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$371,200
Personal Property (C)$185,600
Liability (E)$300,000
Deductible$3,712

Cost Context

Homeownership Rate89.9%
Median Income$82,345
Property Tax Rate0.7%
Population22,426

About Insurance in Leelanau County

Homeowner insurance in Leelanau County, Michigan costs an estimated $2,042 per year for a median-value home of $371,200. This represents approximately 2.5% of the median household income of $82,345.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Michigan

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.