Homeowner Insurance Costs in Luce County, MI
How much does homeowner insurance cost in Luce County? Here's what to expect.
Est. Annual Premium
$575
Monthly Cost
$48
Median Home Value
$104,600
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$104,600
Personal Property (C)$52,300
Liability (E)$300,000
Deductible$1,046
Cost Context
Homeownership Rate82.4%
Median Income$51,015
Property Tax Rate1.0%
Population5,442
About Insurance in Luce County
Homeowner insurance in Luce County, Michigan costs an estimated $575 per year for a median-value home of $104,600. This represents approximately 1.1% of the median household income of $51,015.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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