Homeowner Insurance Costs in Midland County, MI
How much does homeowner insurance cost in Midland County? Here's what to expect.
Est. Annual Premium
$944
Monthly Cost
$79
Median Home Value
$171,600
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$171,600
Personal Property (C)$85,800
Liability (E)$300,000
Deductible$1,716
Cost Context
Homeownership Rate78.0%
Median Income$73,643
Property Tax Rate1.6%
Population83,503
About Insurance in Midland County
Homeowner insurance in Midland County, Michigan costs an estimated $944 per year for a median-value home of $171,600. This represents approximately 1.3% of the median household income of $73,643.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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