Homeowner Insurance Costs in Monroe County, MI

How much does homeowner insurance cost in Monroe County? Here's what to expect.

Est. Annual Premium

$1,112

Monthly Cost

$93

Median Home Value

$202,200

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$202,200
Personal Property (C)$101,100
Liability (E)$300,000
Deductible$2,022

Cost Context

Homeownership Rate80.8%
Median Income$72,573
Property Tax Rate1.2%
Population154,823

About Insurance in Monroe County

Homeowner insurance in Monroe County, Michigan costs an estimated $1,112 per year for a median-value home of $202,200. This represents approximately 1.5% of the median household income of $72,573.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Michigan

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.