Homeowner Insurance Costs in Ontonagon County, MI
How much does homeowner insurance cost in Ontonagon County? Here's what to expect.
Est. Annual Premium
$493
Monthly Cost
$41
Median Home Value
$89,700
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$89,700
Personal Property (C)$44,850
Liability (E)$300,000
Deductible$897
Cost Context
Homeownership Rate88.4%
Median Income$48,316
Property Tax Rate1.3%
Population5,862
About Insurance in Ontonagon County
Homeowner insurance in Ontonagon County, Michigan costs an estimated $493 per year for a median-value home of $89,700. This represents approximately 1% of the median household income of $48,316.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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