Homeowner Insurance Costs in Oscoda County, MI
How much does homeowner insurance cost in Oscoda County? Here's what to expect.
Est. Annual Premium
$674
Monthly Cost
$56
Median Home Value
$122,500
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$122,500
Personal Property (C)$61,250
Liability (E)$300,000
Deductible$1,225
Cost Context
Homeownership Rate87.3%
Median Income$48,692
Property Tax Rate1.0%
Population8,264
About Insurance in Oscoda County
Homeowner insurance in Oscoda County, Michigan costs an estimated $674 per year for a median-value home of $122,500. This represents approximately 1.4% of the median household income of $48,692.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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