Homeowner Insurance Costs in Big Stone County, MN

How much does homeowner insurance cost in Big Stone County? Here's what to expect.

Est. Annual Premium

$633

Monthly Cost

$53

Median Home Value

$115,000

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$115,000
Personal Property (C)$57,500
Liability (E)$300,000
Deductible$1,150

Cost Context

Homeownership Rate75.7%
Median Income$63,024
Property Tax Rate0.9%
Population5,161

About Insurance in Big Stone County

Homeowner insurance in Big Stone County, Minnesota costs an estimated $633 per year for a median-value home of $115,000. This represents approximately 1% of the median household income of $63,024.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.