Homeowner Insurance Costs in Carver County, MN

How much does homeowner insurance cost in Carver County? Here's what to expect.

Est. Annual Premium

$2,203

Monthly Cost

$184

Median Home Value

$400,500

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$400,500
Personal Property (C)$200,250
Liability (E)$300,000
Deductible$4,005

Cost Context

Homeownership Rate82.0%
Median Income$116,308
Property Tax Rate1.0%
Population107,216

About Insurance in Carver County

Homeowner insurance in Carver County, Minnesota costs an estimated $2,203 per year for a median-value home of $400,500. This represents approximately 1.9% of the median household income of $116,308.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.