Homeowner Insurance Costs in Chisago County, MN

How much does homeowner insurance cost in Chisago County? Here's what to expect.

Est. Annual Premium

$1,649

Monthly Cost

$137

Median Home Value

$299,800

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$299,800
Personal Property (C)$149,900
Liability (E)$300,000
Deductible$2,998

Cost Context

Homeownership Rate86.5%
Median Income$97,446
Property Tax Rate1.2%
Population56,927

About Insurance in Chisago County

Homeowner insurance in Chisago County, Minnesota costs an estimated $1,649 per year for a median-value home of $299,800. This represents approximately 1.7% of the median household income of $97,446.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.