Homeowner Insurance Costs in Clay County, MN
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$1,328
Monthly Cost
$111
Median Home Value
$241,400
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$241,400
Personal Property (C)$120,700
Liability (E)$300,000
Deductible$2,414
Cost Context
Homeownership Rate66.1%
Median Income$75,006
Property Tax Rate1.1%
Population65,307
About Insurance in Clay County
Homeowner insurance in Clay County, Minnesota costs an estimated $1,328 per year for a median-value home of $241,400. This represents approximately 1.8% of the median household income of $75,006.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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