Homeowner Insurance Costs in Cook County, MN
How much does homeowner insurance cost in Cook County? Here's what to expect.
Est. Annual Premium
$1,592
Monthly Cost
$133
Median Home Value
$289,500
% of Income
2.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$289,500
Personal Property (C)$144,750
Liability (E)$300,000
Deductible$2,895
Cost Context
Homeownership Rate78.1%
Median Income$71,937
Property Tax Rate0.8%
Population5,611
About Insurance in Cook County
Homeowner insurance in Cook County, Minnesota costs an estimated $1,592 per year for a median-value home of $289,500. This represents approximately 2.2% of the median household income of $71,937.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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