Homeowner Insurance Costs in Itasca County, MN

How much does homeowner insurance cost in Itasca County? Here's what to expect.

Est. Annual Premium

$1,092

Monthly Cost

$91

Median Home Value

$198,500

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$198,500
Personal Property (C)$99,250
Liability (E)$300,000
Deductible$1,985

Cost Context

Homeownership Rate82.5%
Median Income$63,962
Property Tax Rate0.9%
Population45,054

About Insurance in Itasca County

Homeowner insurance in Itasca County, Minnesota costs an estimated $1,092 per year for a median-value home of $198,500. This represents approximately 1.7% of the median household income of $63,962.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.