Homeowner Insurance Costs in Lake County, MN
How much does homeowner insurance cost in Lake County? Here's what to expect.
Est. Annual Premium
$1,105
Monthly Cost
$92
Median Home Value
$200,900
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$200,900
Personal Property (C)$100,450
Liability (E)$300,000
Deductible$2,009
Cost Context
Homeownership Rate83.0%
Median Income$73,860
Property Tax Rate0.8%
Population10,915
About Insurance in Lake County
Homeowner insurance in Lake County, Minnesota costs an estimated $1,105 per year for a median-value home of $200,900. This represents approximately 1.5% of the median household income of $73,860.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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