Homeowner Insurance Costs in McLeod County, MN

How much does homeowner insurance cost in McLeod County? Here's what to expect.

Est. Annual Premium

$1,179

Monthly Cost

$98

Median Home Value

$214,300

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$214,300
Personal Property (C)$107,150
Liability (E)$300,000
Deductible$2,143

Cost Context

Homeownership Rate76.8%
Median Income$73,296
Property Tax Rate1.2%
Population36,727

About Insurance in McLeod County

Homeowner insurance in McLeod County, Minnesota costs an estimated $1,179 per year for a median-value home of $214,300. This represents approximately 1.6% of the median household income of $73,296.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.