Homeowner Insurance Costs in Mille Lacs County, MN

How much does homeowner insurance cost in Mille Lacs County? Here's what to expect.

Est. Annual Premium

$1,217

Monthly Cost

$101

Median Home Value

$221,300

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$221,300
Personal Property (C)$110,650
Liability (E)$300,000
Deductible$2,213

Cost Context

Homeownership Rate76.2%
Median Income$68,088
Property Tax Rate1.1%
Population26,680

About Insurance in Mille Lacs County

Homeowner insurance in Mille Lacs County, Minnesota costs an estimated $1,217 per year for a median-value home of $221,300. This represents approximately 1.8% of the median household income of $68,088.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.