Homeowner Insurance Costs in Pennington County, MN

How much does homeowner insurance cost in Pennington County? Here's what to expect.

Est. Annual Premium

$956

Monthly Cost

$80

Median Home Value

$173,800

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$173,800
Personal Property (C)$86,900
Liability (E)$300,000
Deductible$1,738

Cost Context

Homeownership Rate72.6%
Median Income$71,504
Property Tax Rate1.3%
Population13,995

About Insurance in Pennington County

Homeowner insurance in Pennington County, Minnesota costs an estimated $956 per year for a median-value home of $173,800. This represents approximately 1.3% of the median household income of $71,504.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.