Homeowner Insurance Costs in Polk County, MN
How much does homeowner insurance cost in Polk County? Here's what to expect.
Est. Annual Premium
$1,125
Monthly Cost
$94
Median Home Value
$204,600
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$204,600
Personal Property (C)$102,300
Liability (E)$300,000
Deductible$2,046
Cost Context
Homeownership Rate71.6%
Median Income$69,540
Property Tax Rate1.0%
Population31,128
About Insurance in Polk County
Homeowner insurance in Polk County, Minnesota costs an estimated $1,125 per year for a median-value home of $204,600. This represents approximately 1.6% of the median household income of $69,540.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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