Homeowner Insurance Costs in Traverse County, MN

How much does homeowner insurance cost in Traverse County? Here's what to expect.

Est. Annual Premium

$601

Monthly Cost

$50

Median Home Value

$109,300

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$109,300
Personal Property (C)$54,650
Liability (E)$300,000
Deductible$1,093

Cost Context

Homeownership Rate79.5%
Median Income$63,456
Property Tax Rate0.9%
Population3,345

About Insurance in Traverse County

Homeowner insurance in Traverse County, Minnesota costs an estimated $601 per year for a median-value home of $109,300. This represents approximately 0.9% of the median household income of $63,456.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.