Homeowner Insurance Costs in Watonwan County, MN

How much does homeowner insurance cost in Watonwan County? Here's what to expect.

Est. Annual Premium

$656

Monthly Cost

$55

Median Home Value

$119,200

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$119,200
Personal Property (C)$59,600
Liability (E)$300,000
Deductible$1,192

Cost Context

Homeownership Rate80.0%
Median Income$65,197
Property Tax Rate1.1%
Population11,205

About Insurance in Watonwan County

Homeowner insurance in Watonwan County, Minnesota costs an estimated $656 per year for a median-value home of $119,200. This represents approximately 1% of the median household income of $65,197.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Minnesota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.