Homeowner Insurance Costs in Cattaraugus County, NY

How much does homeowner insurance cost in Cattaraugus County? Here's what to expect.

Est. Annual Premium

$578

Monthly Cost

$48

Median Home Value

$105,100

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$105,100
Personal Property (C)$52,550
Liability (E)$300,000
Deductible$1,051

Cost Context

Homeownership Rate73.7%
Median Income$56,889
Property Tax Rate2.8%
Population77,000

About Insurance in Cattaraugus County

Homeowner insurance in Cattaraugus County, New York costs an estimated $578 per year for a median-value home of $105,100. This represents approximately 1% of the median household income of $56,889.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.