Homeowner Insurance Costs in Cayuga County, NY
How much does homeowner insurance cost in Cayuga County? Here's what to expect.
Est. Annual Premium
$874
Monthly Cost
$73
Median Home Value
$158,900
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$158,900
Personal Property (C)$79,450
Liability (E)$300,000
Deductible$1,589
Cost Context
Homeownership Rate70.0%
Median Income$63,227
Property Tax Rate2.4%
Population76,171
About Insurance in Cayuga County
Homeowner insurance in Cayuga County, New York costs an estimated $874 per year for a median-value home of $158,900. This represents approximately 1.4% of the median household income of $63,227.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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