Homeowner Insurance Costs in Delaware County, NY

How much does homeowner insurance cost in Delaware County? Here's what to expect.

Est. Annual Premium

$882

Monthly Cost

$74

Median Home Value

$160,400

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$160,400
Personal Property (C)$80,200
Liability (E)$300,000
Deductible$1,604

Cost Context

Homeownership Rate77.2%
Median Income$58,338
Property Tax Rate1.8%
Population44,637

About Insurance in Delaware County

Homeowner insurance in Delaware County, New York costs an estimated $882 per year for a median-value home of $160,400. This represents approximately 1.5% of the median household income of $58,338.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.