Homeowner Insurance Costs in Madison County, NY
How much does homeowner insurance cost in Madison County? Here's what to expect.
Est. Annual Premium
$895
Monthly Cost
$75
Median Home Value
$162,800
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$162,800
Personal Property (C)$81,400
Liability (E)$300,000
Deductible$1,628
Cost Context
Homeownership Rate77.7%
Median Income$68,869
Property Tax Rate2.4%
Population68,020
About Insurance in Madison County
Homeowner insurance in Madison County, New York costs an estimated $895 per year for a median-value home of $162,800. This represents approximately 1.3% of the median household income of $68,869.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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