Homeowner Insurance Costs in Onondaga County, NY

How much does homeowner insurance cost in Onondaga County? Here's what to expect.

Est. Annual Premium

$950

Monthly Cost

$79

Median Home Value

$172,800

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$172,800
Personal Property (C)$86,400
Liability (E)$300,000
Deductible$1,728

Cost Context

Homeownership Rate65.3%
Median Income$71,479
Property Tax Rate2.7%
Population472,637

About Insurance in Onondaga County

Homeowner insurance in Onondaga County, New York costs an estimated $950 per year for a median-value home of $172,800. This represents approximately 1.3% of the median household income of $71,479.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.