Homeowner Insurance Costs in Orange County, NY
How much does homeowner insurance cost in Orange County? Here's what to expect.
Est. Annual Premium
$1,858
Monthly Cost
$155
Median Home Value
$337,800
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$337,800
Personal Property (C)$168,900
Liability (E)$300,000
Deductible$3,378
Cost Context
Homeownership Rate68.0%
Median Income$91,806
Property Tax Rate2.5%
Population401,237
About Insurance in Orange County
Homeowner insurance in Orange County, New York costs an estimated $1,858 per year for a median-value home of $337,800. This represents approximately 2% of the median household income of $91,806.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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