Homeowner Insurance Costs in Oswego County, NY
How much does homeowner insurance cost in Oswego County? Here's what to expect.
Est. Annual Premium
$725
Monthly Cost
$60
Median Home Value
$131,800
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$131,800
Personal Property (C)$65,900
Liability (E)$300,000
Deductible$1,318
Cost Context
Homeownership Rate73.5%
Median Income$65,054
Property Tax Rate2.7%
Population118,037
About Insurance in Oswego County
Homeowner insurance in Oswego County, New York costs an estimated $725 per year for a median-value home of $131,800. This represents approximately 1.1% of the median household income of $65,054.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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