Homeowner Insurance Costs in Ulster County, NY

How much does homeowner insurance cost in Ulster County? Here's what to expect.

Est. Annual Premium

$1,586

Monthly Cost

$132

Median Home Value

$288,400

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$288,400
Personal Property (C)$144,200
Liability (E)$300,000
Deductible$2,884

Cost Context

Homeownership Rate69.2%
Median Income$77,197
Property Tax Rate2.1%
Population182,153

About Insurance in Ulster County

Homeowner insurance in Ulster County, New York costs an estimated $1,586 per year for a median-value home of $288,400. This represents approximately 2.1% of the median household income of $77,197.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.